Our members can take advantage of a full line of affordable loan products for any purpose.

First Mortgages

As the Credit Union for the Mon-Yough area of Pennsylvania,we realize the importance of providing a variety of loan products to our members. As an agent for the PHH Mortgage Company, we are able to offer a variety of first mortgage programs with terms ranging from 10 to 30 years.

We understand that looking for a First Mortgage is important and can be a time consuming decision. Parkview Community FCU makes applying for a mortgage easy, convenient and hassle free. Our low rates, flexibled repayment terms and prompt service is what you need in a mortgage program. Regardless of whether you are buying your first home or moving from an existing one, we can satisfy your financial needs.

For more information or current rates, please call (412) 678-9564 or visit our Rates Page.

Home Equity (Second) Mortgages

If you own your home, there are many reasons why a Parkview Community FCU Home Equity Loan is a smart way to finance home improvements, consolidate bills, plan a vacation, handle education costs, or anything else that you could use the money for. Home Equity Loans offer you the freedom to use the money you borrow for any worthwhile purpose. Our Home Equity Loans offer low interest rates and flexible repayment terms that are designed to fit comfortably into your family budget. Additionally, the interest you pay may be tax-deductible, which could mean even more savings (consult a tax advisor for details). For added convenience, Parkview Community FCU offers you two different types of Home Equity Loans to choose from.

Fixed

With a fixed rate Home Equity Loan, your payments won't fluctuate, so you will always know the amount you need to pay each month. You will also receive the loan amount at one time, so you can put it to immediate good use.

Line of Credit

With a variable rate Home Equity Line-Of-Credit, you can borrow the money you as you need it, without having to reapply for a new loan each time. For additional convenience, we offer Line-of-Credit checks, which allow you to access your loan with the ease of writing a check. Even if you don't have a specific need today, establish a personal line-of-credit so it will be there tomorrow when you do.

Refinancing

You can also refinance an existing mortgage at PCFCU. If you currently own your home, you have probably wondered whether you should refinance your existing mortgage. If you're paying high interest rates, refinancing is worth considering. At your credit union's low rates, you could probably reduce your monthly payment and save money instantly.

There are many factors to consider. First, determine how much refinancing is going to reduce your monthly payment. Second, divide your monthly savings in to your cost to refinance (the total amount of closing costs and other fees that you may incur) to determine how many months it will take for you to "break even". Make sure you are planning to stay in your house that long. For example, if your break even point is 5 years and you are planning to stay in your house for 10 years, then refinancing is probably in your best interest.

Call (412) 678-9564 or stop by the credit union for more information on mortgages and refinacing. Our loan officers can help you evaluate your options.