Parkview Community Federal Credit Union (PCFCU) is a member-owned and operated financial cooperative. The first account you open at PCFCU is a Share Account, so called because your initial deposit of $10.00 represents your "share" of ownership. As long as you maintain at least this amount in your account, you remain a member of the credit union.

Members operate the credit union by electing a Board of Directors which establishes and reviews credit union policy. Members serve on the Board of Directors on a volunteer basis and as such, receive no pay. In electing the Board of Directors, each member of PCFCU has one vote, regardless of the amount of money he or she has on deposit with the credit union.

As a financial instituion, PCFCU shares many characteristics with a bank. For example, like a bank, PCFCU takes the funds deposited by members in various share and investment accounts and lends those funds to other members in the form of loans. But as a not-for-profit financial instituion, PCFCU returns excess earnings to its members by increasing dividend rates on share accounts, lowering interest rates on loans, and introducing valuable new products and services. A bank, on the other hand, returns profits to a select group of stockholders only.

PCFCU is a $26 million financial institution whose mission is to provide quality financial products and services at reasonable prices to McKeesport and surrounding communities. Because the credit union is federally chartered, PCFCU is regulated and its activities are monitored by the National Credit Union Administration (NCUA), an agency of the federal government. The NCUA also insures each member's deposit accounts for up to $100,000.00. For more information, click here.